Am I missing something here?
oh, maybe I see ... did you assume my brother-in-law had taken out his own endowments in his life time?
If so, no ... lets try this again, picture a 20 year old young man in an explosive home situation (his parents/siblings) and he ends up married (not in the temple) but divorced and excommunicated in short order.
This young man of 20 years then hits the streets, drugs, alcohol laden and homeless for the next 30 years till his death. Yea I'm pretty sure you are right, he had his chance, off to hell with you, he surely knew what hell is all about.
His mother waits for one year after his death and then submits his work to the temple to be done in proxy. This had always been the policy, one year. But apparently this has changed, after the work had been done in proxy ... some time later here comes the letter, the proxy work was no good.
Your comments here remind me of myself several years ago, when my friend Hyrum Andrus told me "The only thing the elders of the church need to repent of is their own self righteousness" Little did I understand, at the time, he was talking about me.
Now, can you answer my questions, or would you prefer to continue showing your vast knowledge of the concepts of repentance, grace, atonement, charity, motherly love etc?
1. When did this one year wait policy change, and this new policy start?
2. Who decides, and what are the conditions that allow family members to find comfort and do the work?